New, used vehicles and top-ups
Car & Other Loans
New car, used car, refinance on an owned vehicle, or education and gold-backed borrowing. Small differences in rate matter on short tenures too.
- Rates from
- 8.75%
- Amount
- ₹1 L – ₹2 Cr
- Tenure
- Up to 8 years
Who qualifies
- Age 21–65, salaried or self-employed
- Net monthly income from ₹20,000
- Valid driving licence for the applicant
- CIBIL score of 700+ preferred
Documents to keep ready
- PAN, Aadhaar and address proof
- Income proof — salary slips or ITR
- 6 months bank statement
- Proforma invoice from the dealer
Estimate the EMI
₹30.0 L
8.50%
20 years
Monthly EMI
₹26,035
- Principal
- ₹30,00,000
- Total interest
- ₹32,48,327
- Total payable
- ₹62,48,327
Other loans