Loan advisory · Mohali

Your loan consultant in Mohali, Sector 75

RateWise is based in Industrial Area, Sector 75, Mohali. We help salaried professionals from the IT City and Airport Road offices, business owners from the industrial phases and families buying in the new sectors and New Chandigarh compare loans and get approved at the best rate available to them.

You can meet us in person, send your documents on WhatsApp, or simply call. Our service is free — we are paid by the lender after disbursal.

Loans we arrange for Mohali residents and businesses

Home loans for GMADA sectors, private townships and projects along the Airport Road and Kharar–Landran corridor, where checking lender approval of the project is essential. Balance transfers for existing borrowers paying above-market rates. Loans against property on residential and commercial premises. Business and working capital loans for manufacturing, IT and trading firms. Personal and car loans for salaried professionals.

Buying in a new Mohali project? Check approvals first

Many new Mohali and New Chandigarh projects are approved by some lenders but not others. If you book a flat and later discover your preferred bank hasn't approved the project, your options narrow and your rate may rise. We check project approvals across our lender panel before you pay a booking amount.

For resale property, we look at the GMADA transfer history, approved plans and any pending dues so the lender's legal report is clean.

Why borrowers choose RateWise

Visit us locally

Office in Industrial Area, Sector 75, Mohali.

Project approval checks

Know which lenders fund your project before you book.

WhatsApp-first service

Share documents and get updates without repeated visits.

Free for borrowers

No consultation or processing fee charged by us.

Eligibility

Salaried employees, professionals and business owners
Residents of Mohali, Kharar, Zirakpur and New Chandigarh
Property buyers, existing borrowers and businesses
Credit score considered case by case

Documents commonly required

PAN, Aadhaar and address proof
Salary slips and Form 16, or ITR for self-employed
6–12 months bank statements
Existing loan statements for balance transfer
Builder allotment or property documents

How the process works

01
Call, WhatsApp or visit
Tell us what you need.
02
Eligibility and rate
We share a realistic range within a day.
03
Compare and choose
Pick from the offers we collect.
04
Disbursal
We coordinate everything with the lender.

Frequently asked questions

Where is your office in Mohali?

Industrial Area, Sector 75, Sahibzada Ajit Singh Nagar (Mohali), Punjab 140307. Please call before visiting so an advisor is available.

Do you help with loans outside Mohali?

Yes — Chandigarh, Panchkula, Zirakpur, Kharar and the wider region. Much of the process can be handled over phone and WhatsApp.

How quickly will you get back to me?

Usually within a few working hours during office time, Monday to Saturday, 10 AM to 7 PM.